Matthew 14:22-33

22Immediately Jesus made the disciples get into the boat and go on ahead of him to the other side, while he dismissed the crowd. 23After he had dismissed them, he went up on a mountainside by himself to pray. Later that night, he was there alone, 24and the boat was already a considerable distance from land, buffeted by the waves because the wind was against it.
25Shortly before dawn Jesus went out to them, walking on the lake. 26When the disciples saw him walking on the lake, they were terrified. “It’s a ghost,” they said, and cried out in fear.
27But Jesus immediately said to them: “Take courage! It is I. Don’t be afraid.”
28“Lord, if it’s you,” Peter replied, “tell me to come to you on the water.”
29 “Come,”he said.
Then Peter got down out of the boat, walked on the water and came toward Jesus. 30But when he saw the wind, he was afraid and, beginning to sink, cried out, “Lord, save me!”
31Immediately Jesus reached out his hand and caught him. “You of little faith,”he said, “why did you doubt?”
32And when they climbed into the boat, the wind died down. 33Then those who were in the boat worshiped him, saying, “Truly you are the Son of God.”
Matthew 25:14-30
14 “Again, it will be like a man going on a journey, who called his servants and entrusted his wealth to them.15To one he gave five bags of gold, to another two bags, and to another one bag, each according to his ability. Then he went on his journey.16The man who had received five bags of gold went at once and put his money to work and gained five bags more.17So also, the one with two bags of gold gained two more.18But the man who had received one bag went off, dug a hole in the ground and hid his master’s money.
19 “After a long time the master of those servants returned and settled accounts with them.20The man who had received five bags of gold brought the other five. ‘Master,’ he said, ‘you entrusted me with five bags of gold. See, I have gained five more.’
21 “His master replied, ‘Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master’s happiness!’
22 “The man with two bags of gold also came. ‘Master,’ he said, ‘you entrusted me with two bags of gold; see, I have gained two more.’
23 “His master replied, ‘Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master’s happiness!’
24 “Then the man who had received one bag of gold came. ‘Master,’ he said, ‘I knew that you are a hard man, harvesting where you have not sown and gathering where you have not scattered seed.25So I was afraid and went out and hid your gold in the ground. See, here is what belongs to you.’
26 “His master replied, ‘You wicked, lazy servant! So you knew that I harvest where I have not sown and gather where I have not scattered seed?27Well then, you should have put my money on deposit with the bankers, so that when I returned I would have received it back with interest.
28 “ ‘So take the bag of gold from him and give it to the one who has ten bags.29For whoever has will be given more, and they will have an abundance. Whoever does not have, even what they have will be taken from them.30And throw that worthless servant outside, into the darkness, where there will be weeping and gnashing of teeth.’
What single step could you take today to most minimize the regret factor at the end of your life?

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